Got a question about mortgages? You've come to the right place!

When it comes to home financing, there are many different options to choose from. How do you find the loan that's best for you? Here is some information to help you.
Applying for a mortgage can be very intimidating. You're asked specific details about your income, assets, and debts. Here we will give you information that will let you know how that information is used when applying for a mortgage.
When you buy or refinance a home, the property is used as collateral for the loan. Here's what the lender is looking for and why.
Hurray! Your loan has been approved and your loan closing date has been set! This section will give you some idea of what to expect at closing and what happens after closing.
There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide some of those decisions.
There are a lot of unfamiliar terms that get tossed around during the mortgage process. But don't worry, we've put together this glossary to help you get a better grasp of any terms that may be less than clear.

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If you complete our online application, your request will be assigned to our Mortgage Loan Originator,
Lori Provencial, NMLS Registry Number - 463925


Give us a call or visit Colonial.

Colonial Co-operative Bank
6 City Hall Avenue
Gardner, MA 01440
Call 978-632-0171
Toll-Free: 1 877-258-1193

Colonial Co-operative Bank
1 School Square/Rte 12
Winchendon, MA 01475
Call 978-297-2447

Toll-Free: 1 877-258-1193


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Gardner Main Office

Open Mon-Wed 8:30-4
Thur 8:30-6 | Fri 8:30-5
Saturdays 8:30-Noon

Winchendon Office

Open Mon-Wed 8:30-4
Thur 8:30-6 | Fri 8:30-5
Saturdays 8:30-Noon